Skip to main content

Financial Tests

B. Financial Tests

The applicant must pass both the income and asset tests :

  1. Income Test
    The total assessable monthly household income of the applicant and his/her family must be insufficient to meet their total monthly needs as recognized under the Scheme.
  2. Asset Test
    The total value of the capital assets* (including land/properties, cash, bank savings, cash value of insurance policies, pre-surrender/surrender value of annuity schemes, investments in stocks and shares, and other readily realizable assets) of the applicant and his/her family members must not exceed the prescribed limit.
    * including those in Hong Kong, Macao, the Mainland or overseas

Top